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Sunday, March 18, 2012

My very own

One of today's American Dreams is being a homeowner. Every person that I have ever met that owns their own home usually says the same thing... its worth it! But what they forget to mention is the absolute hell you go through in getting one. For the last sixty days or so, give or take.. I have been in the process of buying a home. It has been an absolute roller coaster ride. Sacrifice, Email, Research, Give, Take, and more Sacrifice. I had to take a class on Saturday about the entire process, and as much as I dread going to take an 8 hour class on my day off, it was well worth the time, and money. I learned a great deal about buying a home, about maintaining a great credit score, and basically staying about the hassle.

I don't understand the reason for so much detail and information though.
The digging and prying of your personal life. There should be the take of knowing you can afford it, for an amount of time it is needed it, and a good credit history. The point of knowing why I went to the mall last week, or if I'm single.. which I hate discussing, because the next question following is usually really? Yes really!!! shouldn't matter. Its like going on a first date with someone that's nosey, and ready to move in with you after two cocktails. Many of the people in the class were couples, and those that were there alone, were either married or engaged. I was the only person in the class who was single. It didn't bother me in the beginning, but as I realized how every person had a person to handle this process with them, I felt as though I had so much ahead of me to take on my own. I'm now at the point of wanting to know if I'm closing or not just so that I can get rid of the nerves, and butterflies in my stomach. The stress of knowing or wondering what they are going to ask me for next. Will this be good enough, does my records look good enough, who do I have to go through next in order for this process to be finish and complete.

But with all of that said: The day when my keys are put in my hand, and I finally have a place to call my own, and not anticipate a rent increase every year, will definitely be worth it! A yard my daughter can run free in with our phoebe! A day not wondering when will I have to pack again.... A place of our own.